Xiaomi says that the process is 100% digital, and takes just 5 minutes to complete. It offers real-time disbursements and it supports all major banks. It is offering loans of up to Rs. 100,000, and says that it has high success rate and low-interest rate. You can also check credit score for free.
Mi Credit allows users to choose the amount and the tenure of the loan once it’s approved. The repayment period can be selected from 91 days to 3 years with interest rates starting at 1.35% per month. Xiaomi says that it has a data protection agreement with all its lenders and its data is stored in an encrypted format in Indian data centers.
How to apply for a loan?
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